Attention homeowners: Real estate appraisal services for in Morrisville and Lamoille County

The top reasons VT homeowners order from Kelischek Appraisals LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. To challenge a VT property tax assessment
  3. To cut their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Own a home in or near Morrisville, VT and need help deciding the price of it?
Contact Kelischek Appraisals LLC.

We at Kelischek Appraisals LLC understand the particular needs of a customer looking for appraisal services. Our typical business clients are used to the appraisal process and the customary reporting formats. Being a homeowner that most likely doesn't look at appraisals every day,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner/Pre-Listing Services

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Kelischek Appraisals LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an attainable buyer. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value estimation than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. We're veterans in helping people just like you rid themselves of unnecessary PMI insurance.

Challenge a property tax assessment

Lets say you live in a local area that's declining -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from Kelischek Appraisals LLC is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area. This can this be difficult and inconvenient from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. Kelischek Appraisals LLC can provide you with efficient appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for accuracy, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Kelischek Appraisals LLC can help with that too. Even though this is typically requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your house.